Back to Calculators
ToolsCalculatorsSIP Calculator

SIP Calculator

Determine compound growth returns for regular mutual fund investments.

SIP Return Calculator
10,000
12%
10 Yr
Investment Details

Total Invested

12,00,000

Est. Returns

11,23,391

Total Value

23,23,391

What is a SIP Calculator?

A SIP (Systematic Investment Plan) calculator estimates the future value of your monthly mutual fund investments over time. By inputting a fixed monthly amount, expected annual return rate, and investment duration, it shows you the potential corpus you can build through the power of compounding.

SIP is one of the most popular ways to invest in mutual funds in India. Rather than investing a lump sum, SIP lets you invest a small amount every month, reducing the impact of market volatility through rupee cost averaging.

Why Invest via SIP?

  • 1

    Power of Compounding

    Returns earned each month are reinvested, generating exponential growth over long periods. ₹5,000/month for 20 years at 12% becomes ₹50 lakhs.

  • 2

    Rupee Cost Averaging

    Buying more units when prices are low and fewer when prices are high averages out your cost over time.

  • 3

    Low Entry Barrier

    Start with as little as ₹500/month. SIPs make equity investing accessible to everyone, not just the wealthy.

  • 4

    Financial Discipline

    Automating monthly investments builds a habit of saving first and spending what remains.